Banking & Consumer Protection

4 April 2015
Evolution of industry & regulatory safeguards. Politics, govt. intervention, taxation, future.

Private industry, non-profit organizations and individuals each depend on the thrift industry to provide them with necessary financial resources. The thrift industry is unique in that its products provide infusions of capital to the economy. The direction that policymakers set affects not just their bank or their industry, but the economy as a whole. Because of its unusual position in the economy, this industry is subject to high levels of regulation and oversight. This research examines the current environment of the banking industry and the level of consumer protection policies which have evolved in the industry.

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Interaction Between Protection Policies and the Thrift Industry
The last time that financial institutions failed on a large basis was during the Great Depression of the 1930s. Because of the perception that the …

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